Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$653M
Total Deposits
$531M
Net Loans
$539M
Net Income
$5M
ROA
2.85%
Above avg for Small banks. Peer avg: 0.44%
ROE
23.01%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 99 | 91.92% | 3.03% |
| 2023 | 135 | 87.41% | 4.44% |
| 2022 | 210 | 85.71% | 3.81% |
| 2021 | 429 | 87.88% | 3.96% |
| 2020 | 755 | 90.6% | 3.97% |
| 2019 | 334 | 85.33% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Aug 2022 | Satisfactory | Intermediate Small Bank |
| Jul 2016 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
4
Branch Deposits
$534M
1-Year Change
0
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Preview:
| 2018 | 222 | 86.94% | 7.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red