This institution is no longer active
Operations ceased on February 21, 2014. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$70M
Total Deposits
$62M
Net Loans
$12M
Net Income
$409K
ROA
0.58%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.71%
Risk-Based Capital
17.33%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,920 | 75.57% | 6.82% |
| 2020 | 2,865 | 81.61% | 5.41% |
| 2019 | 2,128 | 77.68% | 8.79% |
| 2018 | 2,052 | 75.1% | 9.80% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2010 | Satisfactory | Small Bank |
| Jan 2005 | Satisfactory | Small Bank |
| Dec 1999 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1992
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Total Assets