This institution is no longer active

Operations ceased on December 1, 1994. CRA examination history below reflects the period it was active.

CITIZENS SAVINGS BANK FSB

ITHACA, NY · Supervised by OTS

Est. 1980FDIC #31,753

Satisfactory

Current rating · Exam: June 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

118 North Tioga Street, ITHACA, NY

County

Tompkins County

Established

December 30, 1980

Total Assets

$468M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 14, 1993

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

This is the only examination on record for this bank.

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