🏦Bank Scorer

This institution is no longer active

Operations ceased on May 30, 1997. CRA examination history below reflects the period it was active.

CITIZENS FIRST FINANCIAL BANK

DEXTER, MO · Supervised by FDIC

Est. 1903FDIC #9,809RSSD: FDIC-9809
Part ofUNION PLANTERS CORP→ View all charters
Satisfactory Same

Current rating · Exam: August 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.67%

Institution Profile

FDIC BankFind

Address

40 South Walnut Street, DEXTER, MO

County

Stoddard County

Established

February 17, 1903

Total Assets

$89M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$89M

Total Deposits

$82M

Net Loans

$52M

Net Income

$385K

ROA

1.67%

ROE

23.32%

Risk-Based Capital

11.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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