This institution is no longer active
Operations ceased on October 22, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$45M
Total Deposits
$39M
Net Loans
$25M
Net Income
$441K
ROA
1.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.77%
Risk-Based Capital
14.11%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,967 | 80.79% | 3.64% |
| 2020 | 4,651 | 82.78% | 2.09% |
| 2019 | 3,543 | 82.5% | 2.68% |
| 2018 | 3,235 | 82.29% | 2.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1995 | Satisfactory | Not Reported |
| Oct 1993 | Satisfactory | Not Reported |
| May 1990 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets