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This institution is no longer active

Operations ceased on April 30, 2012. CRA examination history below reflects the period it was active.

CITIZENS COMMUNITY BANK

POCATELLO, ID · Supervised by FDIC

Est. 1997FDIC #34,459RSSD: FDIC-34459
Part ofGLACIER BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2009

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

280 South Arthur Avenue, POCATELLO, ID

County

Bannock County

Established

June 16, 1997

Total Assets

$367M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2009

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2012Call Report / FDIC

Total Assets

$367M

Total Deposits

$236M

Net Loans

$153M

Net Income

$982K

ROA

1.08%

ROE

10.14%

Risk-Based Capital

14.13%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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