This institution is no longer active
Operations ceased on February 25, 2023. CRA examination history below reflects the period it was active.
KANSAS CITY, MO · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$969M
Total Deposits
$839M
Net Loans
$463M
Net Income
$7M
ROA
0.71%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.57%
Risk-Based Capital
17.87%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 185 | 86.49% | 8.11% |
| 2022 | 190 | 86.32% | 7.37% |
| 2021 | 146 | 80.82% | 12.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2020 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Intermediate Small Bank |
| Mar 2015 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Assets