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This institution is no longer active

Operations ceased on August 30, 2003. CRA examination history below reflects the period it was active.

CITIBANK (NEW YORK STATE)

PITTSFORD, NY · Supervised by FDIC

Est. 1912FDIC #7,307RSSD: FDIC-7307
Part ofCitigroup Inc.→ View all charters
Outstanding Same

Current rating · Exam: September 2003

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.03%

Institution Profile

FDIC BankFind

Address

99 Garnsey Road, PITTSFORD, NY

County

Monroe County

Established

September 1, 1912

Total Assets

$23.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2003

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$23.5B

Total Deposits

$10.4B

Net Loans

$22.9B

Net Income

$118M

ROA

1.03%

ROE

19.15%

Risk-Based Capital

18.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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