🏦Bank Scorer

This institution is no longer active

Operations ceased on November 8, 2019. CRA examination history below reflects the period it was active.

CHOICE BANK

OSHKOSH, WI · Supervised by FDIC

Est. 2006FDIC #58,244RSSD: FDIC-58244
Part ofCHOICE BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2017

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.15%

Institution Profile

FDIC BankFind

Address

1041 N. Westhaven Dr, OSHKOSH, WI

County

Winnebago County

Established

July 24, 2006

Total Assets

$436M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2017

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$436M

Total Deposits

$308M

Net Loans

$347M

Net Income

$4M

ROA

1.15%

ROE

11.78%

Risk-Based Capital

15.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2009

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/58fbe5d2-9aab-40bf-9bf6-31499419df81"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: