This institution is no longer active

Operations ceased on December 30, 1998. CRA examination history below reflects the period it was active.

CHEMICAL BANK

SWEET SPRINGS, MO · Supervised by FDIC

Est. 1884FDIC #1,658RSSD: FDIC-1658

Part ofFIRST COMMUNITY BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: November 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

300 South Miller Street, SWEET SPRINGS, MO

County

Saline County

Established

June 17, 1884

Total Assets

$32M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$32M

Total Deposits

$27M

Net Loans

$22M

Net Income

$313K

ROA

1.31%

ROE

16.77%

Risk-Based Capital

11.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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