Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.2B
Net Loans
$1.3B
Net Income
$4M
ROA
0.99%
Above avg for Community banks. Peer avg: 0.90%
ROE
6.37%
Risk-Based Capital
22.56%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 656 | 70.58% | 7.01% |
| 2023 | 691 | 73.52% | 9.41% |
| 2022 | 816 | 75.12% | 8.09% |
| 2021 | 1,006 | 69.78% | 6.46% |
| 2020 | 1,372 | 69.97% | 5.47% |
| 2019 | 853 | 65.89% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Large Bank |
| Apr 2020 | Outstanding | Large Bank |
| Jun 2017 | Outstanding | Large Bank |
9 previous ratings locked — back to 1993
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Total Branches
14
Branch Deposits
$1.2B
1-Year Change
0
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| 11.49% |
| 2018 | 910 | 65.82% | 13.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red