This institution is no longer active

Operations ceased on May 16, 2002. CRA examination history below reflects the period it was active.

CHARTER ONE COMMERCIAL

ALBANY, NY · Supervised by FDIC

Est. 1999FDIC #35,318RSSD: FDIC-35318

Part ofCHARTER ONE FINANCIAL INC→ View all charters

Satisfactory

Current rating · Exam: August 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

833 Broadway, ALBANY, NY

County

Albany County

Established

May 28, 1999

Total Assets

$258M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2001

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$258M

Total Deposits

$216M

Net Loans

$481K

Net Income

$887K

ROA

1.23%

ROE

8.76%

Risk-Based Capital

56.59%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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