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This institution is no longer active

Operations ceased on June 2, 2003. CRA examination history below reflects the period it was active.

CHARTER 1 BANK

OWENSVILLE, MO · Supervised by FDIC

Est. 1982FDIC #23,894RSSD: FDIC-23894
Part ofLINN HOLDING CO→ View all charters
Satisfactory Down

Current rating · Exam: November 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.46%

Institution Profile

FDIC BankFind

Address

602 East Highway 28, OWENSVILLE, MO

County

Gasconade County

Established

July 3, 1982

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2003Call Report / FDIC

Total Assets

$40M

Total Deposits

$34M

Net Loans

$25M

Net Income

$47K

ROA

0.46%

ROE

3.04%

Risk-Based Capital

19.65%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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