🏦Bank Scorer

This institution is no longer active

Operations ceased on June 2, 2008. CRA examination history below reflects the period it was active.

CHART BANK

PERRYVILLE, AR · Supervised by FDIC

Est. 1942FDIC #16,355RSSD: FDIC-16355
Part ofFARMERS&MERCHANTS BANKSHARES→ View all charters
Satisfactory Same

Current rating · Exam: March 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.13%

Institution Profile

FDIC BankFind

Address

Highway 9, 10 And 60 East, PERRYVILLE, AR

County

Perry County

Established

January 2, 1942

Total Assets

$130M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2003

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$130M

Total Deposits

$93M

Net Loans

$71M

Net Income

$658K

ROA

2.13%

ROE

13.04%

Risk-Based Capital

17.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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