ELIZABETHTOWN, NY · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$500M
Total Deposits
$448M
Net Loans
$327M
Net Income
$1M
ROA
0.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.89%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Outstanding | Intermediate Small Bank |
| Oct 2019 | Satisfactory | Intermediate Small Bank |
| Oct 2016 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
10
Branch Deposits
$424M
1-Year Change
0
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