🏦Bank Scorer

This institution is no longer active

Operations ceased on November 24, 2008. CRA examination history below reflects the period it was active.

CHAMBERS BANK OF NORTH ARKANSAS

FAYETTEVILLE, AR · Supervised by FDIC

Est. 1912FDIC #108RSSD: FDIC-108
Part ofCHAMBERS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.37%

Institution Profile

FDIC BankFind

Address

1685 East Joyce Boulevard, FAYETTEVILLE, AR

County

Washington County

Established

June 1, 1912

Total Assets

$287M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 5, 2008

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$287M

Total Deposits

$205M

Net Loans

$259M

Net Income

$-814K

ROA

-0.37%

ROE

-2.73%

Risk-Based Capital

13.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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