Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.3B
Net Loans
$1.1B
Net Income
$7M
ROA
1.87%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.56%
Risk-Based Capital
16.64%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 455 | 76.48% | 10.55% |
| 2023 | 435 | 77.01% | 10.11% |
| 2022 | 661 | 75.19% | 6.05% |
| 2021 | 1,027 | 76.44% | 5.36% |
| 2020 | 878 | 79.61% | 5.69% |
| 2019 | 457 | 77.24% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Nov 2019 | Satisfactory | Intermediate Small Bank |
| Jan 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
26
Branch Deposits
$1.2B
1-Year Change
+1
5-year net change: -2 branches
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| 7.88% |
| 2018 | 283 | 72.44% | 14.49% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red