This institution is no longer active

Operations ceased on November 16, 1992. CRA examination history below reflects the period it was active.

CENTURY NORTH SHORE BANK AND TRUST COMPANY

LYNN, MA · Supervised by FDIC

Est. 1919FDIC #16,692RSSD: FDIC-16692

Part ofCENTURY BCORP INC→ View all charters

Satisfactory

Current rating · Exam: February 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.57%

Institution Profile

FDIC BankFind

Address

2 State Street, LYNN, MA

County

Essex County

Established

January 1, 1919

Total Assets

$93M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$93M

Total Deposits

$81M

Net Loans

$56M

Net Income

$-373K

ROA

-0.57%

ROE

-8.05%

Risk-Based Capital

10.95%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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