This institution is no longer active
Operations ceased on February 2, 2013. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$83M
Total Deposits
$69M
Net Loans
$65M
Net Income
$1M
ROA
1.53%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.00%
Risk-Based Capital
19.25%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 105 | 73.33% | 13.33% |
| 2020 | 122 | 52.46% | 25.41% |
| 2019 | 128 | 63.28% | 18.75% |
| 2018 | 96 | 56.25% | 25.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2011 | Satisfactory | Small Bank |
| May 2006 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Established
Total Assets