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This institution is no longer active

Operations ceased on April 4, 2020. CRA examination history below reflects the period it was active.

CENTRAL BANK OF MISSOURI

SEDALIA, MO · Supervised by FDIC

Est. 1891FDIC #13,787RSSD: FDIC-13787
Part ofWARREN COUNTY BANCSHARES INC→ View all charters
Outstanding Same

Current rating · Exam: August 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.40%

Institution Profile

FDIC BankFind

Address

1601 South Limit, SEDALIA, MO

County

Pettis County

Established

January 1, 1891

Total Assets

$103M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 19, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2020Call Report / FDIC

Total Assets

$103M

Total Deposits

$88M

Net Loans

$72M

Net Income

$357K

ROA

1.40%

ROE

12.79%

Risk-Based Capital

16.84%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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