🏦Bank Scorer

CENTRAL BANK OF KANSAS CITY

KANSAS CITY, MO · Supervised by FDIC

Est. 1950FDIC #17,009RSSD: FDIC-17009
Part ofCENTRAL BANCSHARES KS CTY INC→ View all charters
Outstanding Same

Current rating · Exam: May 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.61%

Institution Profile

FDIC BankFind

Address

2301 Independence Boulevard, KANSAS CITY, MO

County

Jackson County

Established

August 10, 1950

Total Assets

$399M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:May 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$399M

Total Deposits

$329M

Net Loans

$317M

Net Income

$3M

ROA

2.61%

ROE

21.00%

Risk-Based Capital

14.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$297M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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