This institution is no longer active

Operations ceased on October 18, 1991. CRA examination history below reflects the period it was active.

CENTRAL BANK

MERIDEN, CT · Supervised by FDIC

Est. 1851FDIC #17,822RSSD: FDIC-17822

Part ofCENVEST INC→ View all charters

Needs to Improve

Current rating · Exam: February 1991

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -17.39%

Institution Profile

FDIC BankFind

Address

43 East Main Street, MERIDEN, CT

County

New Haven County

Established

July 12, 1851

Total Assets

$655M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

February 2, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1991Call Report / FDIC

Total Assets

$655M

Total Deposits

$628M

Net Loans

$511M

Net Income

$-62,806K

ROA

-17.39%

Risk-Based Capital

-10.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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