This institution is no longer active
Operations ceased on November 14, 1996. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$4.0B
Total Deposits
$2.6B
Net Loans
$3.1B
Net Income
$20M
ROA
0.69%
Below avg for Community banks. Peer avg: 0.90%
ROE
11.49%
Risk-Based Capital
11.31%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 160 | 83.13% | 3.13% |
| 2022 | 223 | 81.61% | 5.83% |
| 2021 | 442 | 86.43% | 4.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1995 | Outstanding | Not Reported |
| Sep 1992 | Satisfactory | Not Reported |
| Dec 1990 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets