🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 1998. CRA examination history below reflects the period it was active.

CENTENNIAL BANK

OLYMPIA, WA · Supervised by FDIC

Est. 1975FDIC #21,924RSSD: FDIC-21924
Part ofWEST COAST BCORP→ View all charters
Outstanding Same

Current rating · Exam: August 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.95%

Institution Profile

FDIC BankFind

Address

2850 Harrison Avenue, N.W., OLYMPIA, WA

County

Thurston County

Established

February 10, 1975

Total Assets

$281M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$281M

Total Deposits

$246M

Net Loans

$208M

Net Income

$2M

ROA

0.95%

ROE

12.13%

Risk-Based Capital

10.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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