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This institution is no longer active

Operations ceased on November 15, 2002. CRA examination history below reflects the period it was active.

CENTENNIAL BANK

EUGENE, OR · Supervised by FDIC

Est. 1977FDIC #22,493RSSD: FDIC-22493
Part ofCENTENNIAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.26%

Institution Profile

FDIC BankFind

Address

One Southwest Columbia Street, Suite 900, EUGENE, OR

County

Multnomah County

Established

July 19, 1977

Total Assets

$867M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2001

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$867M

Total Deposits

$749M

Net Loans

$630M

Net Income

$8M

ROA

1.26%

ROE

10.88%

Risk-Based Capital

13.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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