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This institution is no longer active

Operations ceased on June 20, 2009. CRA examination history below reflects the period it was active.

CENTENNIAL BANK

LITTLE ROCK, AR · Supervised by FDIC

Est. 1904FDIC #5,627RSSD: FDIC-5627
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Satisfactory Same

Current rating · Exam: September 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.11%

Institution Profile

FDIC BankFind

Address

8201 Cantrell Road, Suite 140, LITTLE ROCK, AR

County

Pulaski County

Established

January 1, 1904

Total Assets

$269M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$269M

Total Deposits

$161M

Net Loans

$213M

Net Income

$740K

ROA

1.11%

ROE

7.74%

Risk-Based Capital

12.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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