🏦Bank Scorer

This institution is no longer active

Operations ceased on December 12, 2020. CRA examination history below reflects the period it was active.

CBC BANK

SAINT PETERS, MO · Supervised by FDIC

Est. 1871FDIC #1,421RSSD: FDIC-1421
Part ofCLIFFORD BANCSHARES INC→ View all charters
Needs to Improve Down

Current rating · Exam: February 2019

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.10%

Institution Profile

FDIC BankFind

Address

688 Salt Lick Road, SAINT PETERS, MO

County

St. Charles County

Established

January 1, 1871

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

February 1, 2019

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2020Call Report / FDIC

Total Assets

$40M

Total Deposits

$36M

Net Loans

$9M

Net Income

$28K

ROA

0.10%

ROE

1.04%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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