Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$379M
Total Deposits
$333M
Net Loans
$219M
Net Income
$690K
ROA
0.73%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.27%
Risk-Based Capital
16.04%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 61 | 81.97% | 8.20% |
| 2023 | 76 | 85.53% | 7.89% |
| 2022 | 126 | 76.19% | 11.90% |
| 2021 | 141 | 80.14% | 12.06% |
| 2020 | 169 | 77.51% | 11.24% |
| 2019 | 116 | 77.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2022 | Satisfactory | Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
| Feb 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1994
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Total Branches
7
Branch Deposits
$320M
1-Year Change
0
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Preview:
| 2018 | 109 | 78.9% | 12.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red