Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$676M
Total Deposits
$590M
Net Loans
$557M
Net Income
$-1,179K
ROA
-0.69%
Below avg for Small banks. Peer avg: 0.44%
ROE
-9.59%
Risk-Based Capital
11.54%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 10 | 100% | 0.00% |
| 2018 | 2 | 0% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2009 | Outstanding | Intermediate Small Bank |
| Aug 2006 | Outstanding | Small Bank |
| Apr 2004 | Outstanding | Large Bank |
5 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$653M
1-Year Change
0
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