Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$308M
Total Deposits
$255M
Net Loans
$234M
Net Income
$645K
ROA
0.84%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.62%
Risk-Based Capital
25.99%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 189 | 80.95% | 9.52% |
| 2023 | 236 | 72.88% | 16.95% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
Total Branches
3
Branch Deposits
$256M
1-Year Change
0
5-year net change: -1 branches
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