Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$831M
Total Deposits
$714M
Net Loans
$588M
Net Income
$4M
ROA
1.68%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.45%
Risk-Based Capital
21.48%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 155 | 74.84% | 8.39% |
| 2022 | 200 | 78% | 10.00% |
| 2021 | 218 | 78.9% | 10.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2023 | Satisfactory | Intermediate Small Bank |
| Mar 2020 | Satisfactory | Intermediate Small Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1993
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Total Branches
14
Branch Deposits
$699M
1-Year Change
0
5-year net change: -1 branches
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