Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$589M
Total Deposits
$498M
Net Loans
$447M
Net Income
$2M
ROA
1.11%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.00%
Risk-Based Capital
16.33%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 93 | 81.72% | 7.53% |
| 2023 | 72 | 79.17% | 8.33% |
| 2022 | 130 | 83.08% | 1.54% |
| 2021 | 313 | 86.26% | 5.43% |
| 2020 | 533 | 86.12% | 2.63% |
| 2019 | 213 | 82.16% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Intermediate Small Bank |
| May 2022 | Satisfactory | Intermediate Small Bank |
| May 2019 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1997
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$512M
1-Year Change
0
5-year net change: -9 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/capitol-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 135 | 81.48% | 0.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red