Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$794M
Net Loans
$718M
Net Income
$3M
ROA
1.22%
Above avg for Community banks. Peer avg: 0.90%
ROE
6.06%
Risk-Based Capital
28.46%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 122 | 88.52% | 1.64% |
| 2023 | 155 | 81.29% | 5.16% |
| 2022 | 303 | 86.8% | 4.95% |
| 2021 | 425 | 87.29% | 4.00% |
| 2020 | 389 | 87.15% | 4.37% |
| 2019 | 221 | 81.9% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Intermediate Small Bank |
| Dec 2021 | Satisfactory | Intermediate Small Bank |
| Feb 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
4
Branch Deposits
$741M
1-Year Change
-1
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Preview:
| 2018 | 298 | 78.19% | 10.07% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red