Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$154M
Total Deposits
$127M
Net Loans
$104M
Net Income
$111K
ROA
0.28%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.09%
Risk-Based Capital
23.22%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 35 | 62.86% | 5.71% |
| 2023 | 22 | 63.64% | 4.55% |
| 2022 | 37 | 64.86% | 0.00% |
| 2021 | 50 | 84% | 0.00% |
| 2020 | 55 | 76.36% | 3.64% |
| 2019 | 28 | 67.86% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2006 | Satisfactory | Small Bank |
| Jun 2002 | Satisfactory | Small Bank |
| Aug 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1992
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Total Branches
1
Branch Deposits
$135M
1-Year Change
0
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Preview:
| 2018 | 42 | 85.71% | 2.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red