🏦Bank Scorer

CANTON CO-OPERATIVE BANK

CANTON, MA · Supervised by FDIC

Est. 1891FDIC #26,450RSSD: FDIC-26450
Satisfactory Same

Current rating · Exam: August 2006

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.28%

Institution Profile

FDIC BankFind

Address

671 Washington St, CANTON, MA

County

Norfolk County

Established

January 1, 1891

Total Assets

$154M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2006

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$154M

Total Deposits

$127M

Net Loans

$104M

Net Income

$111K

ROA

0.28%

ROE

2.09%

Risk-Based Capital

23.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate5.71%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$135M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243562.86%5.71%
20232263.64%4.55%
20223764.86%0.00%
20215084%0.00%
20205576.36%3.64%
20192867.86%17.86%
20184285.71%2.38%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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