🏦Bank Scorer

This institution is no longer active

Operations ceased on July 12, 2024. CRA examination history below reflects the period it was active.

CAMBRIDGE TRUST COMPANY

CAMBRIDGE, MA · Supervised by FDIC

Est. 1890FDIC #8,152RSSD: FDIC-8152
Part ofCAMBRIDGE BCORP→ View all charters
Satisfactory Same

Current rating · Exam: February 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.49%

Institution Profile

FDIC BankFind

Address

1336 Massachusetts Ave, CAMBRIDGE, MA

County

Middlesex County

Established

January 1, 1890

Total Assets

$5.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2021

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2024Call Report / FDIC

Total Assets

$5.3B

Total Deposits

$4.0B

Net Loans

$3.9B

Net Income

$13M

ROA

0.49%

ROE

5.08%

Risk-Based Capital

14.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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