Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.2B
Net Loans
$1.3B
Net Income
$5M
ROA
1.23%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.49%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 503 | 87.87% | 8.15% |
| 2023 | 450 | 81.11% | 10.22% |
| 2022 | 426 | 82.63% | 9.86% |
| 2021 | 317 | 75.39% | 13.88% |
| 2020 | 314 | 74.52% | 15.92% |
| 2019 | 245 | 77.14% | 12.65% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Intermediate Small Bank |
| Dec 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
24
Branch Deposits
$1.1B
1-Year Change
+1
5-year net change: +11 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red