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This institution is no longer active

Operations ceased on March 8, 2008. CRA examination history below reflects the period it was active.

BRANFORD SAVINGS BANK

BRANFORD, CT · Supervised by FDIC

Est. 1889FDIC #18,244RSSD: FDIC-18244
Part ofCAPITAL ONE FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 1996

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.48%

Institution Profile

FDIC BankFind

Address

45 South Main Street, BRANFORD, CT

County

New Haven County

Established

January 1, 1889

Total Assets

$943M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1996

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$943M

Total Deposits

$762M

Net Loans

$460M

Net Income

$5M

ROA

0.48%

ROE

7.35%

Risk-Based Capital

16.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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