This institution is no longer active

Operations ceased on March 23, 2016. CRA examination history below reflects the period it was active.

BLUERIDGE BANK

FREDERICK, MD · Supervised by FDIC

Est. 2008FDIC #58,756RSSD: FDIC-58756

Satisfactory Same

Current rating · Exam: October 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.34%

Institution Profile

FDIC BankFind

Address

18 West Patrick Street, FREDERICK, MD

County

Frederick County

Established

April 16, 2008

Total Assets

$215M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$215M

Total Deposits

$181M

Net Loans

$186M

Net Income

$704K

ROA

0.34%

ROE

4.23%

Risk-Based Capital

9.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2010

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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