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This institution is no longer active

Operations ceased on April 1, 2019. CRA examination history below reflects the period it was active.

BLUE HILLS BANK

BOSTON, MA · Supervised by FDIC

Est. 1871FDIC #90,160RSSD: FDIC-90160
Part ofBLUE HILLS BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.43%

Institution Profile

FDIC BankFind

Address

1196 River Street, BOSTON, MA

County

Suffolk County

Established

January 1, 1871

Total Assets

$2.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2016

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2019Call Report / FDIC

Total Assets

$2.5B

Total Deposits

$1.9B

Net Loans

$2.1B

Net Income

$-2,818K

ROA

-0.43%

ROE

-3.20%

Risk-Based Capital

16.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate7.38%Peer avg: 9.91%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
201924476.23%7.38%
20181,31882.09%5.84%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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