Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$475M
Total Deposits
$387M
Net Loans
$388M
Net Income
$2M
ROA
1.65%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.56%
Risk-Based Capital
12.82%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 122 | 91.8% | 1.64% |
| 2023 | 109 | 93.58% | 1.83% |
| 2022 | 214 | 90.19% | 1.40% |
| 2021 | 335 | 93.43% | 2.09% |
| 2020 | 618 | 94.66% | 0.97% |
| 2019 | 164 | 92.68% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Small Bank |
| Aug 2021 | Satisfactory | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
1
Branch Deposits
$353M
1-Year Change
0
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Preview:
| 2018 | 112 | 91.07% | 4.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red