🏦Bank Scorer

This institution is no longer active

Operations ceased on September 2, 2025. CRA examination history below reflects the period it was active.

BERKSHIRE BANK

PITTSFIELD, MA · Supervised by FDIC

Est. 1846FDIC #23,621RSSD: FDIC-23621
Part ofBERKSHIRE HILLS BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.99%

Institution Profile

FDIC BankFind

Address

24 North St, PITTSFIELD, MA

County

Berkshire County

Established

February 6, 1846

Total Assets

$12.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$12.0B

Total Deposits

$10.1B

Net Loans

$9.4B

Net Income

$60M

ROA

0.99%

ROE

10.39%

Risk-Based Capital

14.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

85

Branch Deposits

$10.1B

1-Year Change

-10

5-year net change: -47 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1994

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/e275c325-3ba5-4055-ad8a-e9366db3bd96"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: