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This institution is no longer active

Operations ceased on May 9, 2009. CRA examination history below reflects the period it was active.

BENJAMIN FRANKLIN BANK

FRANKLIN, MA · Supervised by FDIC

Est. 1871FDIC #90,200RSSD: FDIC-90200
Part ofBENJAMIN FRANKLIN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.56%

Institution Profile

FDIC BankFind

Address

58 Main Street, FRANKLIN, MA

County

Norfolk County

Established

February 20, 1871

Total Assets

$999M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 5, 2008

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$999M

Total Deposits

$695M

Net Loans

$681M

Net Income

$-1,386K

ROA

-0.56%

ROE

-5.52%

Risk-Based Capital

10.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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