This institution is no longer active
Operations ceased on April 1, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.0B
Total Deposits
$2.1B
Net Loans
$2.7B
Net Income
$-13,109K
ROA
-1.73%
Below avg for Community banks. Peer avg: 0.90%
ROE
-26.15%
Risk-Based Capital
11.71%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 249 | 73.9% | 16.06% |
| 2020 | 178 | 71.35% | 21.35% |
| 2019 | 258 | 80.23% | 12.02% |
| 2018 | 1,038 | 85.26% | 5.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2017 | Satisfactory | Large Bank |
| Aug 2014 | Satisfactory | Intermediate Small Bank |
| May 2012 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Established
Total Assets