🏦Bank Scorer

This institution is no longer active

Operations ceased on June 30, 2001. CRA examination history below reflects the period it was active.

BCH-USA

NEW YORK, NY · Supervised by FDIC

Est. 1927FDIC #9,828RSSD: FDIC-9828
Part ofBANCO SANTANDER SA→ View all charters
Satisfactory Up

Current rating · Exam: May 1999

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.97%

Institution Profile

FDIC BankFind

Address

45 East 53rd Street, NEW YORK, NY

County

New York County

Established

February 28, 1927

Total Assets

$5M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1999

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2001Call Report / FDIC

Total Assets

$5M

Total Deposits

—

Net Loans

—

Net Income

$25K

ROA

1.97%

ROE

4.72%

Risk-Based Capital

54.72%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1993

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/2b08b747-f2f1-4c1b-aa64-2d179f69e8d3"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: