Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.9B
Total Deposits
$2.5B
Net Loans
$2.2B
Net Income
$3M
ROA
0.36%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.96%
Risk-Based Capital
11.94%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 789 | 65.78% | 15.84% |
| 2023 | 1,033 | 67.96% | 15.78% |
| 2022 | 2,298 | 74.37% | 10.88% |
| 2021 | 1,024 | 58.2% | 31.25% |
| 2020 | 798 | 75.06% | 15.79% |
| 2019 | 685 | 64.38% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Large Bank |
| Jun 2021 | Satisfactory | Large Bank |
| Mar 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1994
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Total Branches
25
Branch Deposits
$2.5B
1-Year Change
0
5-year net change: +3 branches
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| 18.25% |
| 2018 | 1,095 | 71.87% | 10.23% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red