This institution is no longer active

Operations ceased on October 24, 1991. CRA examination history below reflects the period it was active.

BAYBANK VALLEY TRUST COMPANY

SPRINGFIELD, MA · Supervised by FDIC

Est. 1906FDIC #10,541RSSD: FDIC-10541

Part ofBAYBANKS INC→ View all charters

Satisfactory

Current rating · Exam: November 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.00%

Institution Profile

FDIC BankFind

Address

1500 Main Street, SPRINGFIELD, MA

County

Hampden County

Established

January 6, 1906

Total Assets

$909M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 21, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$909M

Total Deposits

$764M

Net Loans

$689M

Net Income

$-7,410K

ROA

-1.00%

ROE

-22.73%

Risk-Based Capital

7.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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