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This institution is no longer active

Operations ceased on February 19, 2011. CRA examination history below reflects the period it was active.

BAY-HERMANN-BERGER BANK

HERMANN, MO · Supervised by FDIC

Est. 1911FDIC #18,127RSSD: FDIC-18127
Part ofWARREN COUNTY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.01%

Institution Profile

FDIC BankFind

Address

501 Market Street, HERMANN, MO

County

Gasconade County

Established

October 20, 1911

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2010Call Report / FDIC

Total Assets

$45M

Total Deposits

$41M

Net Loans

$26M

Net Income

$5K

ROA

0.01%

ROE

0.12%

Risk-Based Capital

15.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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