Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.2B
Net Loans
$864M
Net Income
$217K
ROA
0.06%
Below avg for Community banks. Peer avg: 0.90%
ROE
0.40%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 328 | 74.7% | 5.79% |
| 2023 | 389 | 69.67% | 11.05% |
| 2022 | 437 | 70.02% | 6.41% |
| 2021 | 760 | 76.71% | 5.92% |
| 2020 | 861 | 75.73% | 6.27% |
| 2019 | 553 | 71.61% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Feb 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
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Total Branches
12
Branch Deposits
$1.1B
1-Year Change
0
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Preview:
| 2018 | 487 | 75.36% | 9.03% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red