🏦Bank Scorer

This institution is no longer active

Operations ceased on April 1, 2016. CRA examination history below reflects the period it was active.

BARRE SAVINGS BANK

BARRE, MA · Supervised by FDIC

Est. 1869FDIC #90,148RSSD: FDIC-90148
Satisfactory Same

Current rating · Exam: November 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -8.12%

Institution Profile

FDIC BankFind

Address

56 Common St, BARRE, MA

County

Worcester County

Established

May 1, 1869

Total Assets

$153M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2016Call Report / FDIC

Total Assets

$153M

Total Deposits

$125M

Net Loans

$115M

Net Income

$-3,076K

ROA

-8.12%

ROE

-89.47%

Risk-Based Capital

11.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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