🏦Bank Scorer

BANKFIVE

FALL RIVER, MA · Supervised by FDIC

Est. 1855FDIC #23,286RSSD: FDIC-23286
Part ofBANKFIVE MHC→ View all charters
Outstanding Same

Current rating · Exam: October 2012

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.29%

Institution Profile

FDIC BankFind

Address

79 N Main St, FALL RIVER, MA

County

Bristol County

Established

April 10, 1855

Total Assets

$1.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 2012

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.9B

Total Deposits

$1.4B

Net Loans

$1.4B

Net Income

$1M

ROA

0.29%

ROE

4.06%

Risk-Based Capital

12.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

15

Branch Deposits

$1.3B

1-Year Change

+2

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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